Chapter 7 and Chapter 13 Bankruptcy Protection
Connecticut Personal Bankruptcy Lawyers
Volman Law is a debt relief agency that helps individuals and families in Fairfield, New Haven and Hartford Counties with bankruptcy. Our Connecticut bankruptcy lawyers provide legal assistance with both Chapter 7 and Chapter 13 bankruptcy filings.
- Eliminate the downward spiral of credit card debt
- Stop threatening phone calls and lawsuits
- Stop creditors from garnishing your wages
- Stop foreclosure
Contact the Connecticut bankruptcy lawyers at Volman Law by e-mail, or call 866-499-3758 to schedule a free initial consultation.
Affordable, High Quality, Experienced Legal Representation
Situations change-not always for the better. Job loss, pay cuts, illness, and medical bills can easily leave a person buried under more debt than he or she can handle. Don't suffer the headaches and heartaches of debt longer than you have to. Yes, the bankruptcy laws have changed, but personal bankruptcy IS still available to most people.
The bankruptcy attorneys at Volman Law assist people filing for Chapter 7 bankruptcy or Chapter 13 debt reorganization.
Chapter 7: If you have far more debt than you can hope to pay and your situation is likely to be long-lasting, then Chapter 7 may be the "fresh start" you need. Chapter 7 bankruptcy eliminates credit card debt, personal loans and medical bills. If your house is in jeopardy, we will work to delay foreclosure so that you have an opportunity to reinstate, enter into a forbearance agreement with the lender or to get the equity from the home.
- Learn more about mediation and forbearance agreements to stop foreclosure
- Learn more about the option of a short sale of your home, which may allow you to avoid bankruptcy
We know this can be an emotionally difficult process, but our Connecticut Chapter 7 bankruptcy lawyers are here to help you make a new start in life, without the weight of debt on your shoulders.
Chapter 13: Chapter 13 allows you to keep your assets, your car, and even your home by restructuring your debt to reduce or eliminate some payments. (Chapter 13 bankruptcy cannot reduce monthly mortgage payments, however.) With Chapter 13, the bankruptcy attorney negotiates with creditors to reduce the total amount owed, to extend the repayment period, and to eliminate interest. The repayment period can generally be extended from 36 to 60 months.
Don't assume that you cannot get help or that you will be stuck in debt forever. An experienced and knowledgeable bankruptcy attorney at Volman Law can help you understand your options. Contact the Connecticut bankruptcy lawyers at Volman Law to schedule a free initial consultation.
INFORMATION YOU WILL NEED FOR YOUR BANKRUPTCY ATTORNEY
Two years of tax returns
Six months of pay stubs
Copy of most recent checking and savings account statements
Copy of any secured debt statements (car loan, mortgage, home equity loan)
Copy of any 401k, Roth IRA, stocks and 529 statements
IF you own a home, a copy of the deed and a copy of the first and last page of the recorded mortgage from the town hall, as well as a realtor's market evaluation
Copy of your driver's license
Copy of each of your current bills
List of monthly expenses
IF you own a business, a profit/loss statement from the business
For more information
Connecticut Chapter 7 Bankruptcy Attorney
Fairfield, New Haven and Hartford Counties Chapter 13 Bankruptcy Lawyer
From offices in Shelton, CT, the attorneys at Volman Law provide legal services throughout the state, including Fairfield, Hartford and New Haven Counties, and the communities of Greenwich, Stamford, Westport, Fairfield, Stratford, Shelton, Norwalk, Darien, New Canaan, Ridgefield, Monroe, Trumbull, Danbury, Bridgeport , Milford, West Haven, New Haven, East Haven, North Haven, Branford, Guilford, Madison, Ansonia, Derby, Seymour, Naugatuck, Oxford, Waterbury, Southbury, Watertown, Newtown, and Meriden
